Managing your Personal Budget
You can choose to receive the Personal Budget in a number of
- As a Direct Payment
- As a Fully Supported Personal Budget
- A Combined Personal Budget
Direct Payments offer you the most choice and control over the
care and support that you need as money allocated for your support
is paid directly into your Direct Payment bank account. There
is lots of support available for those people who choose to take
the Direct Payment option, for further information on services
available visit the Penderels Trust website. In
situations where you feel you cannot manage the money yourself, it
may still be possible to have a Direct Payment. Further information
on Direct Payments can be found on our Direct Payments
However, if you do not want to take a Direct Payment you can
still have your money and services managed through the Council
through a fully supported personal budget.
The Personal Budgets Options table explains more about the
advantages and disadvantages of the different choices.
Personal Budget Options
|Use of Personal Budget
||What does it mean?
||What's good about it?
||What's not so good about it?
Your Personal Budget is paid directly into a Bank Account and
you manage the money yourself.
|You are in
charge of your money and have more choices about how and where you
spend it to meet your outcomes (as agreed in your Personal Support
||You will need to
keep records of how you spend the money and if you employ your own
staff you will also have responsibilities of being an
||A trusted friend
or family member opens a bank account for your Personal Budget and
supports you to manage the money.
||You get help to
manage your money and retain a lot of control over where you can
spend your money.
||You don’t get
quite as much choice and control yourself and may have to pay a fee
to have someone else manage the money for you.
||In cases where
the person eligible for services lacks the capacity to make their
own decisions, it may still be possible to have a Personal Budget
with Direct Payments.
||You, as the
suitable person, get to make choices about how and where you spend
the money to meet the outcomes as identified in the Budget Holder's
Personal Support Plan.
purchases services on your behalf and these are paid from your
Personal Budget. This could include setting up an Individual
Service Fund with a provider who will deliver their service
flexibly (i.e. service may differ each week according to your
County Council makes all the arrangements with the provider for you
through our Brokerage service. However, if an Individual Service
Fund has been set up, you will agree the flexible services with the
||You have less
choice and control because we can only purchase support from
providers who are contracted through the council.
||You could have a
mixture of Fully Supported Services and Direct (or Facilitated
||You can have
parts of the Personal Budget managed for you and you can control
the parts you want to.
It can be confusing remembering who is paying for what.
- Care Choices -
Information about available care options and help to identify
relevant care providers.
- Care Quality Commission - Get
free, independent reports on the quality of your local homes and
care services to help you make an informed choice.
- Carewise -
Services and activities to support your care needs and general
- Counsel and Care
- National charity working with older people, their
families and carers to get the best care and support.
Disability Living Allowance - Information from
This page was last reviewed 17 May 2013 at 13:41.
The page is next due for review 13 November 2014.